If you are a renter your landlord has liability insurance in case the renter or anyone else sues them and for the shell of the home. Generally, if you pick up the home and shake it, everything that would fall out are the renters’ belongings that should be insured by the renter. The renter can decide the value of their property and their desired deductible. Get the peace of mind that comes with knowing your possessions are covered. We need a different link for renters insurance quote.